Summary

Human life is at risk and various colleagues, then how can you minimize the risk of so much of it? Insurance is an effective means. For the wide range of insurance, for the uninitiated will vertigo will be hazy, how to choose to suit their own insurance do?

In the absence of work for the "insurance" of unfamiliar words that come slowly surrounded by relatives to start insurance business, but in the ear to hear the most is "Insurance is a lie" "XX XX buy insurance, the results of the insurance company refused to compensate by various think outside the box when claims go."

Later work, began to have contact with insurance - "Student accident insurance," then remember very clearly, income students is 30 dollars, 25 dollars to the insurance salesman, the remaining five dollars to the school insurance companies the so-called "fee." As for this "fee" school teacher usually eat dinner arrangements will be left.

Later, a student of the dangerous condition of the school, a result of insurance companies check the students are not insured, and later learned that after investigation, turned out to be the insurance company salesman and school managers use put specific position to close up the student insurance handed half the cost of the insurance company, the other half of this money has been dividing the two. This duo eventually bear the cost of the student, but also by the process.

So Zhang has been on the "insurance" is quite exclusive. Until her husband found a liver cancer, "Please be kind to his rest of his life" has been mentioned in, now need to take monthly drug imports to sustain life, medical expenses per month is more than thirty thousand, it really is astronomical. Now my sister is all the friends and family can borrow all the money borrowed, but the latter still requires a lot of costs. So I thought, if you have insurance, then, should be able to share a large part of the cost to my sister. The other is on a Friends of Bo "coyotes sister," the blog to see the articles "about health and insurance" has also been thinking.

I would like first of all necessary to dispel the idea of ??the insurance exclusion, for his own experience, the insurance should be the original intention is good, but some people are executed crooked, as if there is a saying "by the good, the mouth is crooked monks read crooked. " We are also prepared for family to buy some insurance, but to buy from the original to the exclusion, which requires a complete understanding familiar with the process. Because also from the Internet, if you do not understand the insurance terms, then, and easy access to misunderstanding or "into the set."

Currently the family is the case, parents have played a 60-year-old son, 9-year-old daughter a half years old, my wife and I are over thirty. Mother and I are both high blood pressure. The other is the economic situation of the family, my wife and I are ordinary teachers, that is, monthly wages add up to seven or eight thousand. Parents do a little business, monthly income spent on basic household expenses up.

I have a preliminary understanding from the Internet, a lot of insurance more than 60 years old are not sold, if only anti-cancer risk and the like. It makes me very hazy do not know how to start. By these two days just to understand the critical illness insurance, accident insurance, for insurance, or layman.

So here, too, I would like to invite experienced great God like me to share at home should be how to buy insurance is appropriate.

Human life can not be so smooth, and always accompanied by risks, how can we put so much of the risk is minimized. Insurance should be an effective means.